Hello to all ... I came upon this site because I was doing a search on financial help. This is the first time i've ever done anything like this, so bear with me. Our crazy financial woes began when my husband was laid off work back in Jan. of this year. He had been with the company for 7 years, worked hard everyday, and in the end, it didn't mean a thing. Not whining, just venting I suppose, but then again, it seems like EVERYONE is in the same boat these days....GOD BLESS ALL OF US! Anyway, that's when our situation started going down hill. I don't work, I have pain in my knee and heels when I stand up for to long, which is about 5 minutes,and whatever that is, it's been with me now for years. WE never could afford insurance from his job, so, I haven't been able to get this diagnosed. The day he was laid off, he applied for unemployment, and we thank God that was even there, but the problem was, it was so much less than his paycheck. WE tried to keep going, and pay our bills as best as we could. However the inevatable happened, and we started falling behind...slowly but surley. Now, we are at a point, where we owe our landlord 4 mos. back rent (I know...amazing! but she is very nice, and is trying to work with us, to help us), which comes out to $4,000.00 (because the electricity is included). She lets us pay a little at a time, but I can tell she's getting tense, and has mentioned to me recently, that we HAVE to start catching up, and I cant' blame her. Our phone is being put off so we can pay her, but then that means, that our phone is in danger now, of being turned off. We gave up cable way back then, so we don't have any TV at all, except for what's on the internet, which is fine anyway. We are on the "edge" of "falling off the cliff" here! I usually don't do things like this, we have always made it by ourselves, but since he started having chest pains (oh yes, that was another lovely episode - he gets chest pains now, probably due to stress, but we can't afford for him to see a dr. because we have no insurance) I am getting PANICKY! We don't have any family to depend on, both our parents are gone, and we both have just one sibling, whom we are estranged from for personal reasons. I am waiting for the next bad thing to happen right now, and I know all of you are as well, and my heart goes out to everyone here who is in such need!
If anyone can help us, I would be grateful. We've never been this close to "falling off the edge" in our entire lives, and in reality, I don't know what to do. I contacted the Social Security people,(because our 24 yr. old son, had to apply as well due to eye problems so severe, he can't work, but we have no money an no insurance so he can't get help), so I could apply due to my leg pain, but like with my son, you have to go through an entire process (which is understandable) to apply, and it can take months, if not close to a year, in which case, you may very well be turned down, and have to do it all over again. This is what we're facing with my sons application as well. To be honest, I'd do that immediatley, I don't mind the work, or the waiting, or having to apply again....the problem however is, that we are so close to being evicted RIGHT NOW, that RIGHT NOW is when we need the help! At this point, we are eating spaghetti every night, oh, and peanut butter and jelly sandwhiches, but hey, it's something! I think between my husbands chest pains, my leg pain, and our 24 year old sons eye problems (he has to live with us, because he has such bad eyes he can't work,) , our impending eviction, and no phone, I'm having panic attacks here! IT gets to the point, you just can't even fall asleep. I keep envisioning us on the street, this is crazy! If anyone can help, I would be glad to give you our landlords name and address, or whatever, this way, you would be able to talk with her yourself. She and her husband own a very successful business here in town. (we live in FL.)
Thanks to anyone who can help, and to those who come here just to help, and listen, and even offer financial help, how wonderful! You will receive back to you, MORE than you give - GOD BLESS!